The Long View Episode 1 with Jon Rose, Adam Lawrence & Roger Martin-Fagg
The Long View Podcast Episode 1.
What happens when a financial planner, a property investor and a behavioural economist sit down together and agree to say exactly what they think?
This.
Over the course of a wide-ranging conversation, Jon Rose of Suitable Life Planning sat down with property investor Adam Lawrence and economist Roger Martin-Fagg to work through everything that is currently shaping the financial landscape — from Trump’s tariff shock to the UK property outlook, from Labour’s leadership crisis to the future of the tax system. No agenda, no spin, and very little they weren’t prepared to say out loud.
The full unabridged conversation covers twelve distinct topics. Here is what they covered — and why it matters.
The discussion opened with the tariff shock and its immediate impact on gilt yields, mortgage rates and property investor sentiment. Adam’s message was direct: if the numbers stack today, waiting for a better rate environment is a strategy for missing deals, not making them.
On the property market itself, the picture that emerged was more optimistic than the headlines suggest. UK house prices, adjusted for inflation, are at their cheapest in 23 years. Supply constraints are structural and worsening. The North and Midlands are moving. Even London, softer than the rest, is closer to a bottom than most people think.
The local elections and Labour leadership discussion took a deliberately financial frame — less about who deserves to win, more about what different outcomes mean for gilt yields, the cost of debt, and the planning decisions investors need to make now rather than later. The consistent thread: the Chancellor matters more than the Prime Minister, and the bond market is the number to watch.
On UK tax, the conversation was unusually candid. Income tax bands need reforming. Consumption taxes are the most viable direction for future revenue growth. Inheritance tax may move to marginal rates. And HMRC is about to deploy AI enforcement in a way that will catch people who have assumed they were flying under the radar — particularly property owners with undeclared rental income.
The series closed on a note that cut through twelve episodes of complexity with admirable economy. Roger: government doesn’t grow economies, people do — back yourself and get on with it. Adam: the UK is still one of the best places on the planet to invest, property remains one of the strongest asset classes available, and the future is bright.
Watch the full conversation using the video below.
